Posts Tagged ‘Remodeling Project’

Age Old Question: Buy New or Remodel Existing Home?

June 16th, 2010



Your house doesn’t have enough storage space, bathrooms, or counter space! Not too mention your kitchen is old, small and poorly ventilated. Now you are trying to decide between remodeling your current home to address some of these needs and buying a new bigger home. This is a question many homeowners find themselves trying to answer. There are a few key factors to consider as you try to decide what will be best for you and your family.

First think about the location of your current home. Do you like this area? Do you have kids in local schools? Is there a low crime rate? If you like your current location, then you need to determine if you are able to buy a new bigger home in this same neighborhood or would you be forced to buy in a different less desirable area? If you can’t afford a bigger home in your current area and you want to stay local, then you should consider remodeling/adding more square footage on to your current home.

Another factor to consider when deciding between remodeling and buying a new home is the disruption caused by remodeling. If you are remodeling your kitchen this means you will be without a fully functioning kitchen for a couple of weeks. Even if you are not working in a key area like the kitchen you can still expect disruption from any remodeling project. Construction materials, dust, noise, and additional trash will be sure to accompany any remodeling project. If this doesn’t sound like your cup of tea then maybe you should buy a new house and leave the messy, inconvenient remodeling to someone else.

Finances obviously need to be taken into account when making such a large decision. If you don’t have the cash on hand then you might want to tap into your home’s equity. When remodeling you can leverage the equity you have in your home to pay for the upgrades. If don’t have a strong equity position in your current home you might be better off selling you home and buying a bigger home for a similar price in a less desirable neighborhood.

When thinking about adding more square footage to your existing home you need to consult your local zoning laws. In some areas you might not be able to add-on due to zoning laws so be sure to do your research before starting construction.

All of these factors need to be considered before making a decision on whether it makes more sense to remodel your current home or buy a new home. The home is often our largest investment so when making decision about remodeling or buying a different house it is important to consider all factors.

By: Gregg Hicks

5 Questions To Ask Before Starting Any Home Improvement Project

March 2nd, 2010



1. What experience does your contractor have with this type of project?

How much experience does the home improvement contractor have in doing projects like yours? Does s/he specialize in this type of project, or will s/he be using your home as a learning project? Typically, contractors who have done several projects like yours will have a better idea of the actual costs and production issues involved in your project. Remember, however, that every remodeling project is a little different, and it is doubtful that any contractor has ever done a job EXACTLY like yours.

2. Who will be doing the actual work?

Will the individual you’re talking to be doing the work himself, or will they be using subcontractors or employees? Each scenario has its own advantages and disadvantages, but make sure you know what to expect on your job. Who will you ask questions once the project begins? Should you talk to the subcontractors, a jobsite manager, or the owner of the business? It is very important you have one person who will consistently answer your questions and not give you the run around.

3. What happens if changes are required to the initial bid?

What is the contractors’ process for making changes in the middle of the project? Most times you would like to avoid making changes mid-project but there can be unforeseen obstacles that arrive and it is good to know ahead of time how your contractor will deal with those obstacles. Most contractors use some sort of change order form that details the exact work and cost involved in changes once work has begun.

4. Am I prepared to be flexible when the unexpected arises?

Invariably, every job has something that wasn’t planned on come up. Delays due to weather, unforeseen conditions which present themselves once walls are torn down, changes to design or material choices, and problems with employees or subcontractors can all upset the planned flow of the project. Are you prepared to be flexible and work with your contractor to find solutions when these problems arise?

5. How do I feel about working with this contractor?

What is your gut feeling on working with this individual? Do you trust him or her? How do you feel about their design ideas as compared to your own? Can you communicate openly and clearly with this person? If it’s a remodeling project, how do you feel about this person being in your house for several days or weeks at a time often when you are not home? This is a really important factor to consider if you don’t trust this person don’t hire them.

By: Gregg Hicks

Home Improvement Grants – What Are They?

February 18th, 2010



Wouldn’t it be wonderful to renovate your home and let someone else pay for it? In many circumstances you can do just that! There are dozens of programs available today through local agencies, state governments and the federal housing authority that allow homeowners of every economic status and area of the country to apply for grants and/or financial aid packages to help pay for personal renovations and remodeling on your private home.

Some agencies limit their funding for projects in specific areas of interest such as the revitalization of certain geographic areas; historic preservation; handicapped accessibility; low-income housing renovation; etc. Others offer funding to homeowners who own homes built before a certain year; located in a specific neighborhood or that may require a specific type of renovation such as insulation; roofing; electric; plumbing;’ siding; etc. The key to finding funds for your specific home remodeling project is to locate the agency or organization that offers similar grant programs.

For instance, if you are interested in making your home more energy efficient consider contacting your local utility companies; “green” organizations or state housing authority t inquire about any funding programs they may offer.

Interested in purchasing an historic home, but not sure you’re wallet is ready to handle such an expensive revitalization project? Talk to your local and state historic commissions and revitalization agencies for help. Many offer grants to historic property homeowners to bring these historic homes back to their previous grandeur.

It’s not uncommon today for many homeowners to need to make their existing property accessible to an older family member who has become disabled and no longer capable of caring for themselves alone. Grants are available by many disability and older American organizations and agencies to remodel current bathrooms; add sufficient ramps and so on in existing homes.

Who’s eligible for these types of home remodeling grants? Virtually any American citizen who is 18 years or older and either owns or rents their home and meets a funder’s specific grant requirements. I usually requires filling out a short questionnaire to determine eligibility, followed an official assessment of your needs and request.

Depending on the agency that’s offering the grant, and the amount being requested, you may be required to submit a detailed plan of your project including a substantiated budget and a variety of personal financial information including current pay stubs and federal income tax returns for the last one to three years. The entire process can take anywhere form a few weeks to a year or more.

By: Matt Hick